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Get Full Essay Get access to this section to get all help you need with your essay and educational issues. In this paper we will take a look at the impact of the uninsured and underinsured population and explore what has been done to alleviate the problems so far.
I will provide you with the history of health insurance in the United States and compare our health care systems to that of other countries. I will explore how all the stake holders can be involved in lowering the costs of health care and give you my recommendations on how to provide access to affordable insurance to all Americans.
There are over 47 million Americans who are uninsured and millions more that are underinsured. Many insured Americans are facing rapid increases in premiums and out-of-pocket costs that will soon add them to the ranks of the uninsured or underinsured.
Inadequate coverage and the resulting impact on access to medical care have been issues for citizens across the United States for many years. As a result of the escalating cost of health care the numbers of uninsured and underinsured Americans have risen to historic levels. How do we expand access to medical care?
We will take a look at how we got here and where to go now to fix the problem. To understand our current healthcare crisis we need to go back to the beginning. Before most Americans did not have any insurance, it was not needed, medical cost were relatively low.
Then there was the war and the great depression. These were hard times for Americans. Most people struggled just to put food on the table there was nothing left for health care.
To help ease the healthcare problem a system was developed that helped Americans with medical bills.
By the late 30s insurance was common place. Then advancement in medical science and new technologies started driving medical prices up. With the success of the early insurance models private insurance entered the market.
At this time other industrialized countries were adopting nationalized health care but Americans did not want to put health care in the hands of the government. With private insurance companies entering the market, premiums rose.
Employers were encouraged to provide health insurance with government incentives. Unions got in the picture and employment based insurance got its foot hold.
The problem was that self-employed and unemployed people had no insurance. If you had a pre-existing condition insurance companies would not insure you. There were no insurance programs available to take care of medical bills when you retired. By thes health care cost had rose significantly, there was talk about following other countries and adopting a national health care system.
That was again met with strong opposition. The President decided that we needed to start small and Medicare and Medicaid were enacted.
These programs provided health care to the recently retired, the elderly, and the poor. The bill was passed in and consisted of two parts. Since then, Medicare has evolved.
Medicare is still provided by the government and Medicare Advantage which was added to provide insurance to seniors by private insurance companies contracted with the government.
ByMedicare and Medicaid made up 32 percent of all healthcare expenditures in the United States. It has been four decades and little has changed with Medicare and Medicaid. Through the years a number of factors have combined to drive health care costs way up.
We can all agree that our health care system is in need of reform. Now we need to agree on how to rebuild our health care system. Government, the private sector, individuals and the groups that represent them each must share in the responsibility for finding an affordable solution.
America is the only rich country that does not provide universal health care coverage to its population.
Millions of Americans go without healthcare due to cost.Nov 18, · Staiger dissertation dithiophosphate synthesis essay kant moral dilemma essay word essay on medical field petri netz schwach lebendig beispiel essay medical essay lab essay on 21st century communications essay for css pdf writing a film essay life mission essay a story of love essay writing italian revolution essays mrcp part 1.
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